Friday, August 12, 2016

Differences between a couple...

Guess I will just write then...

I was sad when you said we are not meeting later part of the night. Two Fridays in a roll. How much does it tell me that we are drifting apart? You rather spend time with your friends than me. It's pathetic for me to voice this out, makes me feel like I am helpless and that I keep clinging onto you, while you so cool and willing not to meet.

Guess I have stressed you out with my demands. You had yours too, frankly. I won't go down the list knowing we will fight again. I have always love you with all my heart. I only know 相见恨晚, and that's what happened to us.

All I am asking for is just a verbal assurance (even once will do) that you are mine and I have nothing to worry about. Asking you is like (a big piece) of skin off your back. Is it your pride or is just that you don't know how to express yourself over affairs of the heart? Why is it so difficult for you? If I am in your heart, tell me, if not show me. I have been trying very hard to find a place in your heart... after all my efforts, I believe I am in your heart. But you are like my examiner, you have to let me know my results. I have taken many tests in my whole life and your test is the most difficult of all. I just want to know if I pass with flying colours for your test. This is the test that I have worked very hard on and I wanna excel on it!!!

Guess you are tired of trying and that also discouraged me from holding on. I am your giver (you are my giver too and I knowledge that sincerely) and I want to give willingly as well. But at least motivate me well. You can talk so sweet to your two boys yet you can't do that for me or even Gerald. Are we not your loves as well? Why so hard for you to express yourself to me?


Differences between a couple...

Guess I will just write then...

I was sad when you said we are not meeting later part of the night. Two Fridays in a roll. How much does it tell me that we are drifting apart? You rather spend time with your friends than me. It's pathetic for me to voice this out, makes me feel like I am helpless and that I keep clinging onto you, while you so cool and willing not to meet.

Guess I have stressed you out with my demands. You had yours too, frankly. I won't go down the list knowing we will fight again. I have always love you with all my heart. I only know 相见恨晚, and that's what happened to us.

All I am asking for is just a verbal assurance (even once will do) that you are mine and I have nothing to worry about. Asking you is like (a big piece) of skin off your back. Is it your pride or is just that you don't know how to express yourself over affairs of the heart? Why is it so difficult for you? If I am in your heart, tell me, if not show me. I have been trying very hard to find a place in your heart... after all my efforts, I believe I am in your heart. But you are like my examiner, you have to let me know my results. I have taken many tests in my whole life and your test is the most difficult of all. I just want to know if I pass with flying colours for your test. This is the test that I have worked very hard on and I wanna excel on it!!!

Guess you are tired of trying and that also discouraged me from holding on. I am your giver (you are my giver too and I knowledge that sincerely) and I want to give willingly as well. But at least motivate me well. You can talk so sweet to your two boys yet you can't do that for me or even Gerald. Are we not your loves as well? Why so hard for you to express yourself to me?


Wednesday, August 10, 2016

Special edition: Greed- another shift in paradigm that almost caused my life and lose my family

Case sharing:

Life is interesting. Manage your expectations. Always expect the unexpected. Be it good or bad. Expect the worst, hope for the best. So that you will not get disappointed. I have been a very positive chap since young. I came from a very poor family and never knew what wealth was. Father was a taxi driver and he gambled most of his time. Parents divorced at the age of 16. Study was a mess and got involved in secret triads as a teenager. Until I met my Secondary school sec 3 form teacher who maybe saw the bright of me. 

Insisted I become the class monitor. From there, I then knew what leadership was and what it could lead me to. Charisma and wit, that will bring me very far. Graduated with a computer science degree at state's top university. Was appointed a business development director in a national media company by 26. 

Read Robert Kiyosaki's in a day at the age of 28. Felt financially enlightened and started checking out on investing in properties. At the age of 33, I owned 2 freehold properties worth S$2.5m. It was easy money. I got greedy and arrogant. I was at the top of the world. And what do people say about easy money: Easy come, Easy go. I had $500k cash, 2 condominiums worth $2.5m, $300k in provident funds, $400k in insurance and $300k worth of watches from Lange to AP to IWC to GP to Ball to Rolex but it was never enough. Insatiable appetite for wealth if I must admit. Greed took over at age 35 wanting 1M cold hard cash  (so that i can semi retire by 40) despite the fact that I already have almost 4m assets. My gearing was low at 1.5m loans vs 4m assets. But my greed obscured me from seeing all these.

My downfall came at 35 years old when I was brought to a casino ship for the first time. Won $6k with $2k capital over baccarat games. And I was like OMG! 6k in 3 hours a day??? 15 days a month meaning up to $100k! And i have another 15 days for leisure. So what if I lose a few days, still can average at 50k!? Fell in love instantly with the easy winning. Mind you, at 35, I was earning 18k a month as a regional sales manager with the top social media company then. And working from home. I had all the time in world and I was hitting target month on month for 2 years.

Within a year of visiting the evil ship, I lost 200k, felt terrible and stopped. Joined a global media company as a senior sales director and worked damn hard to recover my lose. Within 3 months, I nailed a 1M deal and commission was 75k usd! Knew I am halfway back and surprisingly things got worst...

The local casino opened and I was tempted to go. Hesitated a few times and decided to go during office lunch time in my BMW 5 series and told myself not to be greedy like last time. Won 500 to 2k for a month and first month I won 75k!!! Almost bought a Mercedes SLK worth 75k as a second car. In the end, I told myself to buy a condominium property instead. This was the most rational decision while greed was unfolding me all over again. People laughed at me for buying the condo at 1700 psf. No one laughing now. But property market is in a slump currently. So I don't have the last laugh as I thought I would. By the 2nd month at the casino, due to luck at the right time, I won 100k in 3 days with a capital of 2k! Greed finally unfolded me. I lost 200k at cruise and now I am back at 550k just so I thought. Hell broke lose at the 3rd month onwards where I lost 100k+ a month. Continuously for 6 months, I lost 1M cash. 500k cash and 500k overdraft from banks. And i owed $50k to loan shark at 3% a day. Do your math and you will know how scary it is as I was owing them for 3 months. I was down to zero cash by then as well. Imagine you had mid six digits in your state bank 6 months ago and now it's showing almost zero. I was 37 then... I got into depression and it was my wife and family that raised me out of negativity. Suicide thought was frequent and I stare into walls for hours for weeks. Went to a gambling help group and realised that I am not alone. One chap at 40 lost 2 bungalows worth 6m. Six times more than me at 3 years age difference. He shared humbly that now he drives a truck and prays to God every moment his time permits. I saw some light then and awaken that I must bring myself up again. Only I myself can do it, no one else can. 

Now I only pray that life will turn better. At 42 now, I live humbly. I took 5 years to pay back 500k that I owed the banks with 100k interest. Along the way, certain trials will follow me through but now I have God watching my back as long as I do good. I am on a constant watch to make sure greed doesn't visit me because I know I can't go through one more of this ordeal again. If not for me, but for my family. I pray the moment I wake up to ask for God to help me get through the day. And thank Him before I sleep that I can have a restful sleep.

Life is much simpler now. Cut down on alcohol and just focus on work. Trials are everywhere but I fight back better now. For the one I love, I wanna work hard and buy the next condominium. Saving as hard as I can and yet maintain our lifestyle (not easy but ever trying and not giving up easily). Pray for me just as I will pray for you if you are going through the same trials I have had. Amen.

Sunday, August 7, 2016

Money... the root of all evil

How true it is... Siblings fight over one another over money, parents and children over heirloom, friends scheme and kill each other for it. Lovers give up love over money. Couples divorced cos there isn't enough or the husband is not dependable to rein in more it. People are killed over money, wars are waged for money. The list goes on...

In a relationship, if both are financially strong, money is lesser of a problem. But when both parties value money differently, trust me- hell breaks loose! Who pay for meals? Who pays for shopping? What $tandard of gift is expected on special occasions? Etc.

Sadly, most of the finance weightage is based on the guy's income. Affordability to maintain a decent spending relationship is never easy. $1000 could be 50% of what boyfriend A has, but to her, it may be considered small money. Another rich guy B could offer easily $2000, at that's maybe only 10% of his income. While the absolute value is definitely higher by rich guy B, is the % considered? A is willing to give half of what he has cos he loves her. B is highly affordable but only layout 10% of his earnings. Who will  you go for? Well, that will really depend on the value of money viewed by the woman.

Good read from Hayana Masaid

Dear ladies,

 There is one thing I want you to understand about us MEN.

When you post half- naked pictures of yourself on Facebook, doing a
sexy pose, or showing us your boobs or lying seductively on
your bed...The only thing you are doing is making us feel lust about you

I know you will feel excited about the 500 Likes, 120 sweet Comments and countless inbox messages you will receive and you will feel so high more so to be on top of the world.
BUT ONE IMPORTANT THING YOU SHOULD KNOW, in reality, none of those guys who will like and comment on your photo or send you messages in your inbox loves you. They are just lust about using and dumping you. In fact they hate you because none of them would take you to his home to be his wife. Trust me they take you as a whore looking for cheap popularity on facebook.

Men whether rich or poor admire ladies who dress decently and respect themselves.
Decent clothing that reveals less about your body makes us love and respect you.
It tells us that you are a virtuous woman and a wife material one would take home to be a mother.
It tells us how you were brought up morally and gives us details about your good family background.

We don’t really care alot about your excessive make-ups and face paintings??
A good wife material remains no matter what.
Value your Body, Be real and Respect yourself.
And a good man who will respect you will find you whatsoever.

Saturday, August 6, 2016

What holds a good relationship? Trust, Money, Ego are the key factors.

What do you think are the 3 main key strengths to hold a good relationship (rs)?

1. Trust- the basis of all true relationships.

2. Money- who doesn't need to be self-sustained, needless to say- a well-sustained partner is definitely necessary.

3. Ego- It doesn't necessarily exist only with the guys, the ladies have it too (especially the empowered ones- those with confidence, money, pride and/or education.

T.M.E. above meaing? Too Much Ego (on both sides!)

Trust, the essence to all relationships. What is it? How can we improve it? Since basically, its non existence if every one party denies it. Or refuse to build it. Or The other party never believe in trusting you.

Case study 1 shared: Girlfriend went out with a bunch of friends... friends whom she barely knows. How do you feel? 2 girls, 2 guys and one of the guys seemed to be interested in her and even picked her up from her house in his 2-door car. And worst, you are the last to know because her girlfriend that went told you about it, not knowing that you don't know. Does it hurt? Oh yes, it does. Does it kill the rs- it almost did.

How hurtful? You feel betrayed, you feel unimportant, and lastly you feel not respected by her. What can you do? Confront her? Leave it? Confront her and her defense goes up. Leave it, you feel miserable.

So you must be wondering why didn't it kill the rs? First thought we most likely to establish when such situation is: Why did she not tell me? Can she be trusted? What did she say after you asked her?

Point is, if there is no trust, whether she tells you or not- it doesn't really matters. TRUST- the essence to any relationship is most important. The sad part is that, some situations does not allow trust to be transparent. Imagine- she had a fun party with her girlfriends (with or without guy friends around), she got very high, a good looking guy comes along and wants to know her. They talked, cheers on the drinks... what next? They had a good time and boldly, the guy suggested to send her home. She agreed, along the way something happened. Maybe its my imagination, but this is highly possible based on stories shared by guys who are out on the hunt. "Oh, she had a boyfriend, but guess what- I managed to get her on the first cheers of drinks! She was a good fark! I am going to ask her out soon again!"

Introduction To Confession Of Falling In Love All Over Again

Have you ever experienced the feeling of falling in love all over again?

"I hope I found the right one this time..."

"Will this person be my final destination in love?"

"Why he always say break up?"

"Why am I being compared with his ex?"

"How come I am giving so much to this relationship and yet she is not?"

"What is she doing, why doesn't she let me know first?"

"Why is he behaving in such a childish or silly manner?"

"Why is his ego so big? Cant he tell that I am just protecting myself so that I wont get hurt?"

"Why doesn't she inform me when she goes out? Why must I be the last to know?"

"Why I always want to spend time with her and yet I feel that she is not keen to?"

"What did I do? Why is she angry with me again?"

"Who is he going out with this time?"

"Why she is not like my ex?"

"Can't he be more understanding?"

"Why are we always quarrelling? Why can't he just give in this time?"

"Why she always say such negative things about me?"

"Am I being too sensitive?"

"I had better girlfriends before, why am I with her now when she always hurt me?"

If the above is what you feel at times with your other half... read on. I hope to shed some good light in this blog and I hope that everyone finds true love. :)